We provide the following coverages, along with other special coverages:
Businessowners Policy (BOP)
- A package policy for most main street business operations.
Commercial Property and Business Income
- Coverage for Commercial Property and coverage for the loss of income and continuing expenses that help a business recover from a loss.
- Customized packages of coverages for Manufacturing, Processing, & Larger Service companies.
- Coverage is available for most commercial vehicles used for business purposes.
- Business Auto
- Truckers’ Policy
- Preferred Business Auto
- New Auto Dealership Program
- Used Auto Dealership Program
- Commercial Hired and Non-owned Auto Liability
- Designed for full time Construction, Repair and Service contractors.
Garage Liability/Dealers Blanket
- Coverages available for liability and physical damage for dealerships, used car operations, repair shops, body shops and service stations.
- Provides broad limits of liability ($1 million and up) to cover your business liability exposure in excess of your primary policy limits.
- Coverage is available for the professional liability exposures of druggists, veterinarians, funeral directors, optometrists and other professionals.
- Bonds of all types are available, including contract, court and judicial, public official and miscellaneous.
- Broad farm coverage is available.
- Available to meet statutory requirements.
Systems Breakdown Coverage
- Equipment and machinery coverage options.
Business Life Insurance
- Life insurance designed to cover the special needs of business people.
- Premises Burglary
- Robbery and Safe Burglary
- Office Burglary and Robbery
- Storekeepers’ Burglary and Robbery
- Theft, Disappearance and Destruction
- Employee Dishonesty
- Employment-Related Practices Liability
- Owners’ or Contractors’ Protective Liability
- Premises-Operations Liability
- Products-Completed Operations Liability
- Employee Benefit Liability
- Beauticians’ and Barbers’ Professional Liability
- Morticians’ Malpractice Liability
- Printers’ Errors and Omissions
- Dental Laboratory Technicians
- Optical and Hearing Aid Establishments
Marine – Unique coverages are available for both usual and unusual business exposures.
- Inland Marine
- Special Programs
- Minicomputer Coverage