Business Insurance

Coverage for all Types of Businesses


We provide the following coverages, along with other special coverages:

Businessowners Policy (BOP)

A package policy for most main street business operations.

Commercial Property and Business Income

Coverage for Commercial Property and coverage for the loss of income and continuing expenses that help a business recover from a loss.

Commercial Package

Customized packages of coverages for Manufacturing, Processing, & Larger Service companies.

Commercial Automobile

  • Coverage is available for most commercial vehicles used for business purposes.
  • Business Auto
  • Truckers’ Policy
  • Preferred Business Auto
  • New Auto Dealership Program
  • Used Auto Dealership Program
  • Commercial Hired and Non-owned Auto Liability

Contractors Package

Designed for full time Construction, Repair and Service contractors.

Cyber Liability

If you have personal or sensitive information of your clients you need this coverage.

Garage Liability/Dealers Blanket

Coverages available for liability and physical damage for dealerships, used car operations, repair shops, body shops and service stations.

Umbrella Liability

Provides broad limits of liability ($1 million and up) to cover your business liability exposure in excess of your primary policy limits.

Professional Liability

Coverage is available for the professional liability exposures of druggists, veterinarians, funeral directors, optometrists and other professionals.

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Our goal at Mercure Insurance is to provide the best insurance coverage and service at an affordable price.


Bonds of all types are available, including contract, court and judicial, public official and miscellaneous.


Broad farm coverage is available.

Worker’s Compensation

Available to meet statutory requirements.

Systems Breakdown Coverage

Equipment and machinery coverage options.

Business Life Insurance

Life insurance designed to cover the special needs of business people.


  • Premises Burglary
  • Robbery and Safe Burglary
  • Office Burglary and Robbery
  • Storekeepers’ Burglary and Robbery
  • Theft, Disappearance and Destruction
  • Employee Dishonesty

General Liability

  • Employment-Related Practices Liability
  • Owners’ or Contractors’ Protective Liability
  • Premises-Operations Liability
  • Products-Completed Operations Liability
  • Employee Benefit Liability

Professional Liability

  • Beauticians’ and Barbers’ Professional Liability
  • Morticians’ Malpractice Liability
  • Printers’ Errors and Omissions
  • Dental Laboratory Technicians
  • Druggists
  • Optical and Hearing Aid Establishments
  • Veterinarians

Marine – Unique coverages are available for both usual and unusual business exposures.

  • Inland Marine
  • Special Programs
  • Minicomputer Coverage
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