Our goal at Mercure Insurance is to provide the best insurance coverage and service at an affordable price. You can request a quote, a policy change or email us with a question.
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Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.


Auto No Fault Reform

On July 2, 2020 the Michigan Auto No Fault will have major changes take effect.  Below are some documents you can read to help explain the changes.

Summary of changes 

Nov 2019 Senior Drivers The Facts_FINAL Information for Senior drivers regarding Medicare and no fault.  Information from CPAN.

You will receive information from your company prior to your renewal that needs to be signed and returned.  After reviewing your renewal, please let us know if you have questions.  We strongly suggest you look into increasing your liability coverage and consider an umbrella policy. The changes increase what you can be sued for.


  • Have there been any changes in our life that need to be reviewed on your insurance?  New kids, new drivers, home improvements, or new “toys” just to name a few. Give us a call and we can make sure you are protected.
  • Have you checked the value on your jewelry lately?  With the increase in gold costs you may need to adjust your insurance coverage on them.
  • Did you know every house is in a flood zone?  There is more information on floods at www.floodsmart.gov.  We are happy to assist you with this valuable coverage.  If your house was recently added to the AE zone there is an important change from FEMA that you want to contact us about today.
  • We have annuities that are paying 2.00% interest.  Is your money earning that rate at the bank?  Contact us for more information.



We are celebrating 130 years serving Downriver and Monroe County.